To all small business owners everywhere, please beware of the personal guarantee. Some of you are well aware that you are personally guaranteeing your commercial leases, your company credit cards and any loans. But some of you take credit out under the company name and think you can walk away when things go south. Wrong. […]

It’s tax planning time. Yeah, I know, you thought you were going to plan your Holidays, you get to do that too but now is the time to plan for tax season. You can’t wait until April 15th. In fact, if you are a cash basis company you have to do everything by December 31. […]

Hey guys, My new video series has started.  This week we talk with Sibila Ribeiro about building a great website.  She talks about branding, the process of building a good site and why you need to get your hands dirty and understand the basics of your wordpress website. I will have a timeline for each […]

Why do we love to watch the Olympics? Why do people watch the Super bowl? Or the NCAA tournament? Or the X games? It’s the same thing with the Grammy’s and awards shows where people perform. We love to watch people at the top of their game. Can I watch Adele sing? All-day-long. When you […]

Are you operating on all 8 cylinders? Am I comparing you to an engine? Yes. Some of us are build as 4 cylinder engines, some are 6 cylinders and some are 8 cylinders. The question is are you operating at full capacity? Or are you a couple cylinders short? It is our job to make […]

Maybe you already have a payroll company or you finally became large enough to need a payroll company.  There are 3 large payroll companies with a 4th coming on strong.  I know when you only have 1-2 employees business owners don’t want to pay for a payroll company but they are worth their weight in […]

The people & positions in your accounting system. CFO Controller FC Bookkeeper Bookkeeper AR Clerk AP Clerk Okay, some of you are asking, did she really need to write about this? Yes, I do. Too often business owners don’t understand who does what in the accounting department. Or worse, they call everyone a bookkeeper from […]

I love numbers. For nerds like me, numbers are really cool, fun thing to hang around. I could sit in a room all day and crunch numbers, well, until I get bored and have to go talk to people. But I understand that not everyone loves numbers. Some people don’t “see” numbers. One of my […]

Everyone has habits. We have spending habits, we have time habits and we have food habits. The question is: are your habits helping or hurting you? The first thing you need to do to answer this question is to identify your habits. Then you can pinpoint which ones need to change. It is really easy […]